Welcome to Uptempo

The smarter way to pay

We help you reset the tempo of your loan or lease payments to suit your cash flow, with the potential to pay your loans off faster and save you money!

Welcome to Uptempo

The smarter way to pay

We help you reset the tempo of your loan or lease payments to suit your cash flow, with the potential to pay your loans off faster and save you money!

Our mission is simple – to offer tools and services that make managing debt payments easier for our customers while helping them to improve their financial profile and save money.
Today, we do this by partnering with automotive dealerships across the country to deliver payment programs to customers that align their car loan payments with their cash flow to make owning a new car as manageable as possible.

Tomorrow, we will offer payment programs for student loans, mortgages and more. Through our mobile app you will be able to manage all major loan payments on a payment schedule that fits your cash flow. It’s all in the works and we’re excited to offer these solutions coming soon!

Number of customers

customers

We help customers manage their payments hassle-free, with the potential to build equity quicker and pay loans off faster. Today we’re proud to serve tens of thousands of customers.

Number of dealerships

dealerships

We have partnered with hundreds of dealerships across the United States to seamlessly offer Uptempo payment programs. Dozens of dealers are being added monthly!

lenders

We facilitate payments to over 370 lenders on behalf of consumers today with lender numbers continuing to grow nationwide.

Our mission is simple – to offer tools and services that make managing debt payments easier for our customers while helping them to improve their financial profile and save money.
Today, we do this by partnering with automotive dealerships across the country to deliver payment programs to customers that align their car loan payments with their cash flow to make owning a new car as manageable as possible.

Tomorrow, we will offer payment programs for student loans, mortgages and more. Through our mobile app you will be able to manage all major loan payments on a payment schedule that fits your cash flow. It’s all in the works and we’re excited to offer these solutions coming soon!

Number of customers

customers

We help customers manage their payments hassle-free, with the potential to build equity quicker and pay loans off faster. Today we’re proud to serve tens of thousands of customers.

Number of dealerships

dealerships

We have partnered with hundreds of dealerships across the United States to seamlessly offer Uptempo payment programs. Dozens of dealers are being added monthly!

lenders

We facilitate payments to over 370 lenders on behalf of consumers today with lender numbers continuing to grow nationwide.

Uptempo Marketing Corp., Uptempo Servicing Corp. and TCCI are wholly owned subsidiaries of Uptempo Inc., which may all collectively be referred to as “Uptempo”.

The Uptempo™ Automated Payment Program (the “Program”) is issued through Metropolitan Commercial Bank (“MCB”), member FDIC and is administered by TCCI. The Program is marketed and distributed by Uptempo Marketing Corp. (“Uptempo”) on behalf of MCB.

Uptempo™ virtual prepaid accounts (“Accounts”) are issued by MCB, member FDIC. Uptempo Marketing Corp. is a limited agent of MCB and is authorized to market and distribute the Uptempo™ Program on behalf of MCB. See the Program Agreement and Terms and Conditions for a complete list of details including the costs, fees, limitations, and terms associated with the virtual prepaid Account as well as your rights and responsibilities under the Program.  Please see full Fee Schedule for all applicable fees.

IMPORTANT INFORMATION FOR OPENING A PREPAID ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a prepaid Account.

WHAT THIS MEANS FOR YOU: When you open a prepaid Account, we will ask for your name, address, date of birth, and your government-issued ID number. We may also ask to see your driver's license or other identifying information. Your prepaid Account cannot be opened or available for use until it is activated and your identity has been verified. If you begin the verification process but are required to provide additional identifying information, the use of your prepaid Account will be subject to certain limitations.

The program is powered by Hank Payments. Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if specific deposit insurance requirements are met. FDIC insurance does not protect your funds in the event of Hank Payments’ failure or from the risk of theft or fraud. Additional information about deposit insurance is available on the FDIC’s website at https://www.fdic.gov/resources/deposit-insurance.