Banks

Sponsor banks that partner with us benefit by earning fees and leveraging their balance sheet by holding short-term deposits. New products are currently in development that will add long-term deposits and further fee income.

Banks

Banks

Sponsor banks that partner with us benefit by earning fees and leveraging their balance sheet by holding short-term deposits. New products are currently in development that will add long-term deposits and further fee income.

Banks

More value from existing customers.

Your customers can become our customers which in turn will increase your income stream. At the same time, our programs will further capture valuable, curated data on our collective customer borrowing performance that will illuminate future upsell and cross-sell opportunities for you with loans that are well priced for your bottom line.

Our bank partners generate incremental fee income from their own loan portfolios by offering Uptempo payment program solutions. They also receive lucrative fee income from the portfolios that we share with them.

Additionally, we identify lending opportunities for our bank partners from within our customer base, helping our bank partners find new customers.

In time, our bank partners will benefit from long-term deposits we attract for them, and various lending solutions they may be asked to participate in.

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Uptempo Marketing Corp., Uptempo Servicing Corp. and TCCI are wholly owned subsidiaries of Uptempo Inc., which may all collectively be referred to as “Uptempo”.

The Uptempo™ Automated Payment Program (the “Program”) is issued through Metropolitan Commercial Bank (“MCB”), member FDIC and is administered by TCCI. The Program is marketed and distributed by Uptempo Marketing Corp. (“Uptempo”) on behalf of MCB.

Uptempo™ virtual prepaid accounts (“Accounts”) are issued by MCB, member FDIC. Uptempo Marketing Corp. is a limited agent of MCB and is authorized to market and distribute the Uptempo™ Program on behalf of MCB. See the Program Agreement and Terms and Conditions for a complete list of details including the costs, fees, limitations, and terms associated with the virtual prepaid Account as well as your rights and responsibilities under the Program.  Please see full Fee Schedule for all applicable fees.

IMPORTANT INFORMATION FOR OPENING A PREPAID ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a prepaid Account.

WHAT THIS MEANS FOR YOU: When you open a prepaid Account, we will ask for your name, address, date of birth, and your government-issued ID number. We may also ask to see your driver's license or other identifying information. Your prepaid Account cannot be opened or available for use until it is activated and your identity has been verified. If you begin the verification process but are required to provide additional identifying information, the use of your prepaid Account will be subject to certain limitations.