How It Works

Using our sophisticated proprietary technology, we facilitate your loan or lease payments securely and seamlessly through our FDIC-insured bank partners, providing you with the highest level of safety and security.

How Uptempo works

How It Works

Using our sophisticated proprietary technology, we facilitate your loan or lease payments securely and seamlessly through our FDIC-insured bank partners, providing you with the highest level of safety and security.

How Uptempo works

Customizing your payments to improve your financial situation
– A vehicle purchase example

Customizing your payments to improve your financial situation
– A vehicle purchase example

The loan payment problem

SITUATION

You finally found the vehicle that’s a perfect fit for you but now you need to figure out how to pay for it so the dealership offers you a loan.

The loan payment problem

PROBLEM

The loan requires a payment on a fixed date that may not work with your cash flow. On top of that, keeping track of yet another payment schedule to ensure you never miss a payment can be challenging.

The loan payment problem

SOLUTION

Sign up with Uptempo and adjust your payment dates to coincide with your cash flow – making smaller, more frequent and more manageable payments. You pay us on your schedule, we facilitate payment of your loans when they are due.

The loan payment problem

RESULT

Your loan payments are paid on time – hassle-free. You may even reduce the term of you loan, build equity faster and save money over the term of your loan!

The loan payment problem

SITUATION

You finally found the vehicle that’s a perfect fit for you but now you need to figure out how to pay for it so the dealership offers you a loan.

The loan payment problem

PROBLEM

The loan requires a payment on a fixed date that may not work with your cash flow. On top of that, keeping track of yet another payment schedule to ensure you never miss a payment can be challenging.

The loan payment problem

SOLUTION

Sign up with Uptempo and adjust your payment dates to coincide with your cash flow – making smaller, more frequent and more manageable payments. You pay us on your schedule, we facilitate payment of your loans when they are due.

The loan payment problem

RESULT

Your loan payments are paid on time – hassle-free. You may even reduce the term of you loan, build equity faster and save money over the term of your loan!

Interested?

Interested?

Uptempo Marketing Corp., Uptempo Servicing Corp. and TCCI are wholly owned subsidiaries of Uptempo Inc., which may all collectively be referred to as “Uptempo”.

The Uptempo™ Automated Payment Program (the “Program”) is issued through Metropolitan Commercial Bank (“MCB”), member FDIC and is administered by TCCI. The Program is marketed and distributed by Uptempo Marketing Corp. (“Uptempo”) on behalf of MCB.

Uptempo™ virtual prepaid accounts (“Accounts”) are issued by MCB, member FDIC. Uptempo Marketing Corp. is a limited agent of MCB and is authorized to market and distribute the Uptempo™ Program on behalf of MCB. See the Program Agreement and Terms and Conditions for a complete list of details including the costs, fees, limitations, and terms associated with the virtual prepaid Account as well as your rights and responsibilities under the Program.  Please see full Fee Schedule for all applicable fees.

IMPORTANT INFORMATION FOR OPENING A PREPAID ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a prepaid Account.

WHAT THIS MEANS FOR YOU: When you open a prepaid Account, we will ask for your name, address, date of birth, and your government-issued ID number. We may also ask to see your driver's license or other identifying information. Your prepaid Account cannot be opened or available for use until it is activated and your identity has been verified. If you begin the verification process but are required to provide additional identifying information, the use of your prepaid Account will be subject to certain limitations.