How You Benefit

We fill the gap between the rigid loan structures banks offer and the payments that are manageable for you as a consumer. Our hassle-free programs help eliminate missed payments or late fees, and can even help you build equity quicker and pay your loans off faster, potentially saving you money over the life of your loan!

Cash flows

How You Benefit

We fill the gap between the rigid loan structures banks offer and the payments that are manageable for you as a consumer. Our hassle-free programs help eliminate missed payments or late fees, and can even help you build equity quicker and pay your loans off faster, potentially saving you money over the life of your loan!

Cash flows

Saving you time and headaches, our convenient payment programs can also help build equity faster and save you money!

Even an extra $50 per month towards your loans can have a dramatic effect on eliminating debts sooner. Our customers on average reduce their automotive loan terms by 6 months.

Saving you time and headaches, our convenient payment programs can also help build equity faster and save you money!

Even an extra $50 per month towards your loans can have a dramatic effect on eliminating debts sooner. Our customers on average reduce their automotive loan terms by 6 months.

The loan payment problem

ALIGN PAYMENTS
TO CASH
FLOWS

You don’t get to decide when you get paid and when your creditors want payments – we give you back control.

We understand large sum monthly payments can be a challenge so we give you the flexibility to make smaller, more frequent payments – matching payments to paychecks – to help ensure the money is always available while avoiding the fear of a bounced check.

The loan payment problem

HASSLE-FREE,
AUTOMATED
PAYMENTS

No more checks to write, no more late fees, no more trips to dealers or banks to make extra payments. You already have enough bills to manage. Set up your payment program with us once and forget about it.

Our program handles the payments and keeps you in the know with ongoing status reports – but it’s getting even easier. Have all of your auto loan information at your fingertips though our user-friendly desktop and mobile app scheduled for release soon.

The loan payment problem

STICK TO
YOUR
BUDGET

We are budget specialists. Our programs are strategically designed to support your consistent payment of loans on time.

When you pay your loans regularly and on time, you can strengthen your credit score and reduce your future costs of borrowing1. We can then work to find you a better loan with a lower interest rate based on your solid payment history, proactively maximizing the benefit to you over time.

1Although making payments on time is one key factor impacting your credit score and borrowing costs, there are many other factors that ultimately determine your credit score and costs of borrowing.

The loan payment problem

POTENTIAL MONEY SAVINGS OVER YOUR LOAN TERM

Did you know that you can reduce your loan term by breaking your monthly payment in half, and then making those payments every two weeks instead of once a month?

With more frequent, smaller payments you may accelerate your equity, which can then reduce the overall amount of interest paid during the term of your loan. Then, to power-up your savings, use that interest savings to make small increases in your payment each month, helping to pay off your loan even faster!

The loan payment problem

ALIGN PAYMENTS
TO CASH
FLOWS

You don’t get to decide when you get paid and when your creditors want payments – we give you back control.

We understand large sum monthly payments can be a challenge so we give you the flexibility to make smaller, more frequent payments – matching payments to paychecks – to help ensure the money is always available while avoiding the fear of a bounced check.

The loan payment problem

HASSLE-FREE,
AUTOMATED
PAYMENTS

No more checks to write, no more late fees, no more trips to dealers or banks to make extra payments. You already have enough bills to manage. Set up your payment program with us once and forget about it.

Our program handles the payments and keeps you in the know with ongoing status reports – but it’s getting even easier. Have all of your auto loan information at your fingertips though our user-friendly desktop and mobile app scheduled for release soon.

The loan payment problem

STICK TO
YOUR
BUDGET

We are budget specialists. Our programs are strategically designed to support your consistent payment of loans on time.

When you pay your loans regularly and on time, you can strengthen your credit score and reduce your future costs of borrowing1. We can then work to find you a better loan with a lower interest rate based on your solid payment history, proactively maximizing the benefit to you over time.

1Although making payments on time is one key factor impacting your credit score and borrowing costs, there are many other factors that ultimately determine your credit score and costs of borrowing.

The loan payment problem

POTENTIAL MONEY SAVINGS OVER YOUR LOAN TERM

Did you know that you can reduce your loan term by breaking your monthly payment in half, and then making those payments every two weeks instead of once a month?

With more frequent, smaller payments you may accelerate your equity, which can then reduce the overall amount of interest paid during the term of your loan. Then, to power-up your savings, use that interest savings to make small increases in your payment each month, helping to pay off your loan even faster!

Interested?

Interested?

Uptempo Marketing Corp., Uptempo Servicing Corp. and TCCI are wholly owned subsidiaries of Uptempo Inc., which may all collectively be referred to as “Uptempo”.

The Uptempo™ Automated Payment Program (the “Program”) is issued through Metropolitan Commercial Bank (“MCB”), member FDIC and is administered by TCCI. The Program is marketed and distributed by Uptempo Marketing Corp. (“Uptempo”) on behalf of MCB.

Uptempo™ virtual prepaid accounts (“Accounts”) are issued by MCB, member FDIC. Uptempo Marketing Corp. is a limited agent of MCB and is authorized to market and distribute the Uptempo™ Program on behalf of MCB. See the Program Agreement and Terms and Conditions for a complete list of details including the costs, fees, limitations, and terms associated with the virtual prepaid Account as well as your rights and responsibilities under the Program.  Please see full Fee Schedule for all applicable fees.

IMPORTANT INFORMATION FOR OPENING A PREPAID ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a prepaid Account.

WHAT THIS MEANS FOR YOU: When you open a prepaid Account, we will ask for your name, address, date of birth, and your government-issued ID number. We may also ask to see your driver's license or other identifying information. Your prepaid Account cannot be opened or available for use until it is activated and your identity has been verified. If you begin the verification process but are required to provide additional identifying information, the use of your prepaid Account will be subject to certain limitations.