Lenders

Offering our automated payment solutions can help reduce negative portfolio metrics, keeping your portfolio reporting in line with your underwriting expectations, while driving new originations from terrific customers. Our portfolio delinquency rate average is stable at approximately one third of the national average, significantly reducing capital at risk.

About Uptempo

Lenders

Offering our automated payment solutions can help reduce negative portfolio metrics, keeping your portfolio reporting in line with your underwriting expectations, while driving new originations from terrific customers. Our portfolio delinquency rate average is stable at approximately one third of the national average, significantly reducing capital at risk.

About Uptempo

Uptempo has every lender’s interest in mind. Our mission is to reduce capital at risk.

We understand your need to manage delinquency and losses, and to mitigate risk. We also recognize that once you ink the consumer installment loan or lease agreement, set the payment dates, disclose the costs of borrowing, and securitize the loan; change becomes costly.

Embedding our product in every loan can reduce your delinquency and put you in a position to reduce your rate to the market making you more competitive.

When you can’t offer the terms your customers are looking for or you can’t offer them the modifications they need to keep their payments on track, we fill the gap. Supported by sophisticated technology, we structure and facilitate manageable payment programs for your customers to improve their ability to repay and reduce your risk of missed payments or delinquency – all without needing to modify your installment loan or lease agreement

We have been facilitating payments for customers for over a decade and today we do so for tens of thousands of customers nationwide. Our programs are bank sponsored and all customer accounts are FDIC insured. Our automated payment processes are fully NACHA compliant.

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Uptempo Marketing Corp., Uptempo Servicing Corp. and TCCI are wholly owned subsidiaries of Uptempo Inc., which may all collectively be referred to as “Uptempo”.

The Uptempo™ Automated Payment Program (the “Program”) is issued through Metropolitan Commercial Bank (“MCB”), member FDIC and is administered by TCCI. The Program is marketed and distributed by Uptempo Marketing Corp. (“Uptempo”) on behalf of MCB.

Uptempo™ virtual prepaid accounts (“Accounts”) are issued by MCB, member FDIC. Uptempo Marketing Corp. is a limited agent of MCB and is authorized to market and distribute the Uptempo™ Program on behalf of MCB. See the Program Agreement and Terms and Conditions for a complete list of details including the costs, fees, limitations, and terms associated with the virtual prepaid Account as well as your rights and responsibilities under the Program.  Please see full Fee Schedule for all applicable fees.

IMPORTANT INFORMATION FOR OPENING A PREPAID ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a prepaid Account.

WHAT THIS MEANS FOR YOU: When you open a prepaid Account, we will ask for your name, address, date of birth, and your government-issued ID number. We may also ask to see your driver's license or other identifying information. Your prepaid Account cannot be opened or available for use until it is activated and your identity has been verified. If you begin the verification process but are required to provide additional identifying information, the use of your prepaid Account will be subject to certain limitations.