Investors Overview

Uptempo is a North American financial technology company that liberates consumers from traditional payment structures to smaller, more frequent debt payments that are better aligned with their cash flow. Through its proprietary payment arbitrage system, the company assumes no balance sheet risk while delivering unique and material value to consumers, dealer partners, lenders and bank partners.

How Uptempo works

Investors Overview

Uptempo is a North American financial technology company that liberates consumers from traditional payment structures to smaller, more frequent debt payments that are better aligned with their cash flow. Through its proprietary payment arbitrage system, the company assumes no balance sheet risk while delivering unique and material value to consumers, dealer partners, lenders and bank partners.

How Uptempo works

Win-win-win business model.

Founded on solid accounting principles, Uptempo provides a mechanism through which consumers have the ability to pay less money more frequently, making payments more manageable while paying down their loan principal faster.

Win-win-win business model.

Founded on solid accounting principles, Uptempo provides a mechanism through which consumers have the ability to pay less money more frequently, making payments more manageable while paying down their loan principal faster.

The loan payment problem

CONSUMERS

Consumers benefit with a hassle-free, automated payment program that avoids late fees and can help them build equity faster with the potential to save money over the term of their loan.

The loan payment problem

LENDERS

Lenders benefit with reduced delinquency rates, and bank partners benefit with increased fee income.

The loan payment problem

UPTEMPO

Uptempo generates long-duration recurring fee income for each loan it processes, while at the same time capturing data that can be used for lender leads and consumer ownership.

The loan payment problem

CONSUMERS

Consumers benefit with a hassle-free, automated payment program that avoids late fees and can help them build equity faster with the potential to save money over the term of their loan.

The loan payment problem

LENDERS

Lenders benefit with reduced delinquency rates, and bank partners benefit with increased fee income.

The loan payment problem

UPTEMPO

Uptempo generates long-duration recurring fee income for each loan it processes, while at the same time capturing data that can be used for lender leads and consumer ownership.

Proven business with a solid plan for growth.

Successfully combining two established, vertically integrated companies in 2018 already, Uptempo is aggressively, but strategically pursuing its growth targets.
The company is actively working to drive growth with increased automotive dealership penetration geographically across the U.S., and by expanding into mortgage and student loan channels following the launch of a blockchain data store and companion consumer app. The plan is in motion and on track, with some compelling transactions being investigated that will drive significant scale.

Latest News

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Uptempo Marketing Corp., Uptempo Servicing Corp. and TCCI are wholly owned subsidiaries of Uptempo Inc., which may all collectively be referred to as “Uptempo”.

The Uptempo™ Automated Payment Program (the “Program”) is issued through Metropolitan Commercial Bank (“MCB”), member FDIC and is administered by TCCI. The Program is marketed and distributed by Uptempo Marketing Corp. (“Uptempo”) on behalf of MCB.

Uptempo™ virtual prepaid accounts (“Accounts”) are issued by MCB, member FDIC. Uptempo Marketing Corp. is a limited agent of MCB and is authorized to market and distribute the Uptempo™ Program on behalf of MCB. See the Program Agreement and Terms and Conditions for a complete list of details including the costs, fees, limitations, and terms associated with the virtual prepaid Account as well as your rights and responsibilities under the Program.  Please see full Fee Schedule for all applicable fees.

IMPORTANT INFORMATION FOR OPENING A PREPAID ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a prepaid Account.

WHAT THIS MEANS FOR YOU: When you open a prepaid Account, we will ask for your name, address, date of birth, and your government-issued ID number. We may also ask to see your driver's license or other identifying information. Your prepaid Account cannot be opened or available for use until it is activated and your identity has been verified. If you begin the verification process but are required to provide additional identifying information, the use of your prepaid Account will be subject to certain limitations.